Frequently Asked Questions

Travel Partners

Partner With SanKash

How do I get paid by SanKash?

  • SanKash pays you immediately and in full. You don’t have to wait for customers to pay SanKash before we pay you

How much work is required to add SanKash Monthly Payment Plan to our site?

  • We make it simple to get going with SanKash’s Monthly Payment Plan. Our team has done many integrations with renowned travel providers, and we’ll help you add Monthly Payment Plan to your site quickly.

Who is responsible for loan servicing of customers?

  • SanKash handles all loan servicing and customer questions so you can stay focused on your core business.

What happens if my customers don’t pay?

  • In short, nothing. SanKash pays you in full at the time of the transaction. SanKash assumes the credit risk.

Travellers

SanKash Monthly Payment

How to calculate EMI or my monthly payment?

Do you charge a cancellation fee?

  • SanKash charges a cancellation fee of Rs.999/- on cancellation.

How much amount can I finance?

  • Your travel package amount must be within Rs.5000-Rs.2,00,000 and no less than one day from your travel date. It could be your total trip-value, or partial trip-value.

Can I apply for SanKash Monthly Payment Plan over the phone?

  • Unfortunately, we do not take applications over the phone. Please visit one of our travel partners to apply.

How do I participate in SanKash Monthly Payment Plan?

  • On the sites of our travel provider partners, choose the ‘monthly payment’ option on check-out. Enter some simple personal information. We’ll let you know within seconds if you’ve been approved for a loan.

When does interest start to accrue?

  • Interest begins to accrue the day your loan originates.

What kind of travel can I buy from SanKash Monthly Payment Plan?

  • Our travel provider partners sell everything from flights, to vacation packages, from hotels to cruises, and they make SanKash Monthly Payment Plan available for a broad range of ancillary products and travel purchases.

How do I cancel a purchase I made with SanKash’s Monthly Payment Plan?

  • To cancel your loan, you would need to cancel your trip through your travel provider first or cancel it through leaving a message on the ‘Support’ tab on the web page. When notified of your cancellation the travel partner will inform us about whatever refund is being returned to SanKash. When the refund is received by us, we will apply the amount towards your loan balance.

Can I make other changes to travel I made with SanKash Monthly Payment Plan?

  • Any travel-related changes would need to be discussed with your travel provider directly. The effect of any changes to your travel arrangements on your loan balance will depend upon the nature, type and monetary amounts involved in the changes made.

Existing Customers

Making Payments

Why is my first payment different from my remaining payments?

  • Your first payment also includes a down payment for your travel purchased along with the first monthly payment amount. That is why, it’s different.

Can I make additional payments?

  • Yes, SanKash allows you to make additional payments.

If I make additional monthly payment, will my monthly payment change?

  • Your monthly payment will not change, but the amount of the last payment and the duration of your loan will be reduced

Where can I review my monthly payment plan details?

  • Visit Sankash Customer Portal
  • Enter your email ID then click Proceed
  • Enter the verification code that was sent to your mobile phone then click the Blue Sign In button
  • Once you sign in, locate and click the tab labeled ‘Pay EMI’ at the top of the page

How do I make my Monthly Payments?

  • Visit Sankash Customer Portal
  • Enter your email ID then click Proceed
  • Enter the verification code that was sent to your mobile phone then click the Blue Sign In button
  • Once you sign in, locate and click the tab labeled ‘Pay EMI’ at the top of the page

Are there any penalties for paying off my pending trip-amount early?

  • Yes, please check with our customer service team

Can I make changes to the form of payment I’m using to make my monthly payments?

Will SanKash send me payment reminders?

  • Yes. We will send you reminders via both email and text messages before your due monthly payment.

When are my monthly payments due?

  • Your monthly payments start after 30 days of signing the contract. So, your monthly payments are based on your date of purchase plus 30 days

What happens if I don’t pay?

  • SanKash reserves the right to report payment delinquencies of 30 days or longer to one or more consumer reporting agencies in accordance with applicable law